Health, Dental, Vision & Life Insurance Costs

For the year starting October 1, 2022, the MONTHLY premium breakdown on health, dental, and vision insurance is as follows:

Health Insurance

TMLiebp Health	City's Contribution	Employee's Contribution	Total Premium	Annual City Contribution
Employee only	$630.40	$0	$630.40	$7,564.80
Employee and Spouse	$1146.87	$382.29	$1529.16	$13,762.44
Employee and Child(ren)	$828.51	$276.17	$1104.68	$9,942.12
Family	$1370.16	$456.72	$1826.88	$16,441.92

Dental Insurance

TMLiebp Dental	City's Contribution	Employee's Contribution	Total Premium	Annual City Contribution
Employee only	$28.44	$0	$28.44	$341.28
Employee and Spouse	$50.12	$16.70	$66.82	$601.44
Employee and Child(ren)	$45.83	$15.28	$61.11	$549.96
Family	$63.92	$21.32	$85.24	$767.04

Vision Insurance

TMLiebp Vision	City's Contribution	Employee's Contribution	Total Premium	Annual City Contribution
Employee only	$8.93	$0	$8.93	$107.16
Employee and spouse	$12.73	$4.24	$16.97	$152.76
Employee and child(ren)	$13.40	$4.46	$17.86	$160.80
Family	$17.09	$5.56	$22.78	$205.08

Life Insurance

In addition, the City will provide $25,000 life insurance coverage for every regular full -time employee. Employees are able to purchase additional coverage and limited coverage for dependents.

Optional Additional Life Insurance Rates

Cost per Month at this Benefit Level

Age	$/thousand and AD&D	10K	20K	30K	40K	50K
<=29	0.1	$1	$2	$3	$4	$5
30-34	0.102	$1.02	$2.04	$3.06	$4.08	$5.10
35-39	0.113	$1.13	$2.26	$3.39	$4.52	$5.65
40-44	0.157	$1.57	$3.14	$4.71	$6.28	$7.85
45-49	0.214	$2.14	$4.28	$6.42	$8.56	$10.70
50-54	0.347	$3.47	$6.94	$10.41	$13.88	$17.35
55-59	0.554	$5.54	$11.08	$16.62	$22.16	$27.70
60-64	0.743	$7.43	$14.86	$22.29	$29.72	$37.15
65-69	1.303	$13.02	$26.06	$39.09	$52.12	$65.15
70-74	2.813	$28.13	$56.26	$84.39	$112.52	$140.65
75-99	5.597	$55.97	$111.94	$167.91	$223.88	$279.85